The media is full of articles which paint an unflattering picture of Health Coverage plans
available via the Affordable Care Act “Exchanges” (some have called it the “Un-affordable Care Act”).
Forbes Magazine has written that plans will see up to 63% premium increases in 2017.
The State of Illinois has ordered “Land of Lincoln Health” to STOP underwriting Health Plans in 2017.
Aetna, the 3rd largest Health Insurer in the country, has chosen to pull out of a number of
State Insurance Exchanges due to the unpredictability of Health Claims.
Obviously, when Insurance providers drop out of Insurance Exchanges, people’s choices are lessened.
Some employers offer coverage via Health Maintenance Organizations (HMO), which also limits
one’s choice of provider to a small list of participating doctors and also limits covered Health Services as well.